It only takes 2 minutes to receive your complimentary life plan.
Cancel anytime | No premiums | No paperwork | No medicals required.
1. We send you a membership services agreement.
2. We post you a starter pack with your cards.
3. We create your merchant partnership account.
4. We give you group rates on provider products.
Click the video link to see the starter pack reveal →
All your planning essentials coordinated by our team of professionals — with clear processes and transparent membership fees.
Our team prepares your arrangements in advance, so that when life changes suddenly, your planning is already in place.
Meet Our TeamMyProtector exists because the fundamentals of life planning should come before wealth building, professional protection should be fairly accessible, and the legacy people leave behind should belong to their families — not be consumed by outdated systems and excessive fees. MyProtector wasn’t designed to replace financial or legal services — it was designed to connect and complete a family's legacy.
MyProtector protects the entire family structure under one membership.
MyProtector reduces your exposure to estate administration costs so more passes to your family.
MyProtector introduces a funding mechanism designed to help sustain your planning long-term.
MyProtector prepares and connects everything in advance so execution is coordinated when required in line with your membership arrangement
MyProtector keeps your protection predictable with a fixed membership structure.
MyProtector makes generational planning accessible as a built-in foundation.
Differences in approach between traditional insurance products and membership-based planning services
| LIFE INSURANCE AGE RATED PREMIUMS |
VS | MYPROTECTOR MEMBERSHIP SERVICES |
|---|---|---|
| Limited to a single person's risk and payout at death | support planning for multiple family members under the same subscription account | |
| Premium escalations make it unaffordable over time | membership fees remain structured and predictable under the selected plan | |
| The goal is to increase your assets for future generations and not to downsize as you get older. This also increases your estate value and therefore the costs of estate administration | Membership services include all the necessary estate administration services, which leaves your full asset values for future generations to inherit | |
| If your estate value increases, you would have a shortfall in the policy and may need more cover | Your premiums are for services rendered and not based on estate values, so they remain fixed | |
| If your estate value decreases, your premiums stay high and are therefore over priced | Your premiums are for services rendered and not based on estate values, so they remain fixed | |
| Policy covers one person's death and not children's death | Includes planning support for children up to age 18 yrs or 25 yrs old | |
| Policies only pay out on the insured's death and your surviving partner needs to take out their own policy, making it more expensive later in life - if not impossible | Our couples policy continues to protect both peoples' deceased estates no matter when either passes away | |
| If policy paid into estate, it will increase estate attorney fees | Estate administration support is included under the membership structure (subject to plan terms) | |
| Insurer will impose loadings (eg: smoker) etc | No loadings imposed | |
| The elderly might not be accepted | High acceptance age limit of 55 yrs old and older, depending on need | |
| Not accepted due to being previously declined, hazardous activities & occupations | No exclusions for any of these (T's & C's applicable) | |
| Not accepted due to income limitations | Small membership fee makes it affordable for more people | |
| Policy payout can be delayed and would effect the deceased estate processes | Our services are coordinated when required and not restricted to delays | |
| Life cover offers flexibility to provide for all deceased estate risks | We offer a full services suite to eliminate the gaps | |
| Life insurers only offer financial support | Memberships offer additional services to be more comprehensive | |
| If you cancel or lapse your policy, it may require you to take out a new policy that includes new loadings and health assessments if you want to redo it | We offer premium freeze and cost cap solutions to help members with their financial payment difficulties |
"Delaying your planning may leave gaps in your family’s arrangements."
With unique rewards and income opportunities, you can fund your essentials, grow your lifestyle, and build a legacy — all while helping others protect their families.
Every service comes with guidance and education, so you know exactly what each protection does and why it matters.
All the tech is ours — no third-party headaches, no hidden complications. Just a simple, reliable way to get your planning done — and done right.